News
Strengthening Card Authentication - A Migration to DDA
The Smart Payment Association (SPA), which represents the
largest manufacturers of payment smart cards, announces the publication of
its latest white paper.
EMV has dramatically reduced fraud where it has been deployed, but
counterfeiting is still a risk. The next phase of EMV has started in Europe
and will address this potential issue.
Protecting transaction data and cardholder information has been the main
driver in introducing smart cards worldwide and for the adoption of the EMV
standard. Data authentication in EMV checks whether the card is genuine
using the Card Authentication Methods (CAM) supported by the chip, all of
which rely on public key cryptography.
While many banks initially used simple Static Data Authentication (SDA),
most will end up with more sophisticated Dynamic Data Authentication (DDA)
or Combined Data Authentication (CDA) in cards, especially given the mandate
of the two big payment schemes.
To download the full white paper, please go to:
www.smartpaymentassociation.com
About the Smart Payment Association (SPA)
The Smart Payment Association (SPA) is dedicated to promoting & and
facilitating the use of smart cards for payment. A non-profit organization
founded in 2004, the association now counts five members including the three
founding members Giesecke & Devrient, Gemalto and Oberthur Technologies, and
Sagem Orga & Austria Card an represents 85% of smart payement cards sold
every year..
The association's role is not limited to education and promotion. The SPA
shows its technical and commercial teeth through its comprehensive programme
of industry working groups seeking to accelerate the transition from
traditional, magnetic stripe cards to chip based cards through, advance
operability between all system components, for both payment and value-added
applications and improve security and quality of smart cards.
For more information on the SPA, visit our website:
contact us by email:
info@smartpaymentassociation.com.